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Quality Service & Competitive Hard Money Lender Rates

Serving Nationwide

Complete your pre-approval application today to better position yourself for the fastest service possible as you are looking at potential opportunities. Along with getting familiar with our team and process we can get to know you and your lending needs. Enjoy the benefits of having unlimited access to proof of funds letters when making offers and being pre-approved will expedite your approvals and time to close.

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COMMERCIAL HARD MONEY LENDER

Commercial hard money lending involves utilizing the value of a commercial property as collateral to secure a loan. This type of financing is typically used by investors or developers who require quick funding or have unique investment opportunities that traditional lenders may not accommodate.


One of the primary concerns for commercial property investors is often the speed at which financing can be secured. Traditional lenders can have lengthy approval processes, making it challenging for investors to capitalize on time-sensitive opportunities. We address this concern by offering quick and efficient approval processes for our Commercial Hard Money Lender service.


Our term and bridge loans will allow for commercial properties but only 5+ unit multifamily and mixed-use, where more than 50% of the property comprises residential units and is over $250,000. We do not lend on pure commercial or special-use properties. Visit our application page to explore our loan programs.

HARD MONEY VS PRIVATE LENDING

The choice between hard money and private lending can significantly impact your real estate investment strategy. With our hard money lending service, you can benefit from our market expertise, personalized approach, and commitment to transparency.


Private loans may provide more flexibility regarding repayment schedules, varying interest rates, and collateral requirements, making them an attractive option for borrowers with solid credit histories and established financial profiles.


Whether you opt for hard money lending for its speed and flexibility or private lending for its tailored terms, we are here to guide you through the process and support your investment goals at every step. 

Hard Money Lender Miami

We serve Florida and all of United States except North Dakota, South Dakota, Minnesota, Vermont, and Idaho.

Searching for a Hard Money Lender near me?

Here are some commonly asked questions

  • What are the terms of your loans?

    For our Fix/Flip, New Construction, and Bridge our typical term is 12-18 months depending on the project size. For our DSCR rental loans the term is 30 years with varying options for prepayment penalty and ARM’s with interest only periods if they are desired.

  • How fast can you close?

    For our Fix/Flip, New Construction, and Bridge we will close typically in 2-3 weeks but can close faster with appraisal, title, and other necessary docs in hand. Our Rental DSCR can close in 4-5 weeks. We can close quicker with above-average response times, great organization, and preparation.

  • What are your interest rates?

    Depending on the loan product and duration the rates will vary based on experience, credit, and the overall deal. For our Fix/Flip, New Construction, and Bridge rates are currently between 10-12%. Rental DSCR are between 7.5-9.5%

  • What is your minimum credit score required for your loans?

    For experienced investors our minimum is 650 and for newer investors and our rental DSCR loans 680 is our minimum.

For a comprehensive list of frequently asked questions and list of our programs, visit our application page!

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